Among bond funds, except wealth management bonds, the average yields of other products are negative, among which convertible bonds have the largest decline, followed by index bonds, the performance of primary debt base and secondary debt base is similar, and the pure debt base has declined slightly.
In terms of products, Morgan Stanley's enterprising optimization, Guo Fu health care industry, Xinhua Xinyi, Changsheng Tongfeng, Morgan Stanley's diversified income C, Xincheng CSI 800 colored B, and Guo Kaitai rich currency B are among the top performers.
Extended data:
Fund advantages:
1. Investors can realize bond funds with good liquidity at any time. Investors can redeem at any time according to the net asset value of the fund unit on the day of application, but if investors invest in bank time deposits and certificate-based government bonds, it will be more difficult to realize them, and they will have to bear high interest losses paid in advance.
2. Compared with investors directly investing in bonds, buying bond funds can enjoy a variety of special treatments and get higher returns. For example, it can indirectly enter the bond issuance market and gain more investment opportunities; Can enter the interbank market and hold financial bonds with higher interest rates; You can enter the repurchase market and enjoy the treatment of super institutional investors who purchase new shares by financing and the interest income of risk-free reverse repurchase.
The cash assets of the fund are deposited in the custodian bank, enjoying the deposit interest rate of 65,438+0.89%, which is much higher than the deposit interest rate of 0.72% (including interest tax) for residents and enterprises; Enjoy various tax benefits. There is no need to pay stamp duty when purchasing and redeeming, and the dividends obtained can also be exempted from income tax; You can also enjoy the low transaction cost of fund bond investment.
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