The basic medical insurance fund consists of overall funds and individual accounts. All the basic medical insurance premiums paid by employees are included in personal accounts (medical insurance cards), and part of the basic medical insurance premiums paid by employers are used to establish overall funds and part of them are included in personal accounts. The proportion of individual accounts is about 30% of the employer's contribution. The specific proportion of individual accounts is determined according to the payment scope of individual accounts and the age of employees.
It can be seen that the amount of money in each person's personal medical insurance account (that is, medical insurance card) is different. You deduct 2% of your salary from your medical insurance card every month, and the unit pays about 6% of the total wages of employees, and 30% of this 6% is included in the personal medical insurance card of all employees, but on average, everyone is different, but according to the age of employees and other factors, how much money is included in each employee's medical insurance card.
With the development of economy, the contribution rates of employers and employees can be adjusted accordingly. Therefore, there are some differences because of the different economic conditions in different parts of the country.
Let me give you a rough calculation. 2% of your basic salary is transferred to your personal account, and 30% of your employees' total salary is 6%. What is this? This 30% will be credited to the personal account of every employee in your company. However, not everyone should be allocated equally, but according to the length of service. Just calculate the money allocated to your account according to the average.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.