Presumably, the landlord has heard that funds are long-term wealth management products. The so-called long term is generally 1-3 years. Therefore, if you are not in a hurry to use money, I suggest you hold it for a long time, and the fund will turn around one day. The reason for this is the following：

1, the stock market has experienced a sharp decline, and it is afraid of falling to death at 6000 points. Now it is 2000 points. Even if it falls again, there is a limit, and the risk is much smaller than before;

2. Until now, redemption is equivalent to the loss of cash, which is not worth the loss;

3, others panic that you are greedy, and the current market has reached today's situation;

In addition, in fact, the current stock market has entered the stage of batch investment. At present, the net value of the fund is low, which can dilute the investment cost. Once the stock market reverses, you will gain income faster than one-time investors.

Alternatively, you can also consider allocating new funds in batches. After all, the new fund has a cycle of about half a year. After half a year, the current position may have ushered in the adjustment of the market. Even if the market is still depressed, it is also a batch investment model. So, there is no need to worry too much. Stick to it and you will win.

May wish to refer to it, I hope the answer will help you. /bluechip/main.htm