Fund subscription:
Subscription refers to the behavior of investors applying to buy fund shares during the fund raising period. The process of investors buying fund shares during the raising period of open-end funds and before the establishment of funds is called subscription. Usually the subscription price is the face value of the fund unit (1 yuan) plus a certain subscription rate. Investors who subscribe for this fund shall fill in the subscription application form at the fund sales point, pay the subscription fee, and the registration authority shall go through the relevant formalities and confirm the subscription.
Subscription time of new fund:
The initial offering of fund shares is called fund raising, and the purchase of fund shares during fund raising is called fund subscription. The general subscription period is up to one month.
Subscriptions during the fund-raising period will generally enjoy certain preferential rates. However, funds purchased during the subscription period can only be redeemed after the closure period. This time is used by fund managers to open positions and cannot be bought or sold, but the purchased funds can be redeemed on the second working day.
Precautions for purchasing funds:
1. Arrange the proportion of fund varieties according to your risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.
2. Don't buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
3. Post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.
4. Don't care too much about the net value of the fund when buying a fund. In fact, the expected annualized expected return of the fund is only related to the net growth rate. As long as the fund's net growth rate remains ahead, its expected annualized expected return will naturally be high.
5. Don't "love the new and hate the old" and don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.
6. Don't buy bonus funds unilaterally. Fund dividend is the return of investors' expected annualized income in the early stage, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.
7. Don't talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.
8. Flexible choice of investment strategies such as steady and worry-free fixed investment and affordable and simple dividend transfer.