If the interest rate is high, is speculation in foreign exchange futures a money fund? Well, if the leverage ratio is high, be careful not to lose money ...
Generally speaking, the risk is low, and the national debt monetary fund is the best (don't listen to anything basically, it can be seen as such an introduction, but you should see that the contract clearly States what to do).
The ones with higher risks (higher interest rates) are funds that do government bonds (at least this kind has not been seen in China)
No matter how high the risk is, it is also the type of corporate bonds. If you have money, you might as well be a trust product, at least with legal supervision and similar interest.
China: Now you must buy a trust of 6,543,800 yuan, and the number of small orders is limited. More than 3 million is a large order, and there is no limit. The higher the service life, the greater the interest, the smaller the project risk and the lower the interest. At present, 8%-9% products are generally good products. But even if it is a five-year 10-year term trust product, the interest is basically below 1 1%. Anyway, I haven't seen 12% of the formal trust products (1 1.5%, 165438+).
Finally, it should be noted that banks now have online shopping platforms. The fund introduced to you by the bank staff should have been bought on that bank online platform. If you can't buy it, it means that the director of banking business found it privately. It may be an insurance company or even a liar. Also, if you don't understand the fund contract, there is something wrong. It's best to record all the conversations. Well, low-risk funds don't have to worry about selling at all, and they will be very easy to understand.