QDII refers to qualified domestic institutional investor, and QDII fund refers to a securities investment fund established in a country and approved by that country to engage in the business of securities and financial products such as stocks, bonds and futures in overseas securities markets. The establishment of QDII fund is a transitional arrangement under the background that the domestic currency is not fully convertible and the capital account is not open.

Classification of QDII products

1, insurance QDII: The products operated in this category are the overseas assets of the insurance company itself, and the subscription threshold is very high, which is not open to ordinary investors;

2. Bank QDII: This kind of fixed-income products can invest in overseas markets, and can also invest in financial products such as stocks in overseas markets. QDII products with moderate risk and return have relatively high subscription threshold;

3. Fund QDII: There are no restrictions on investing in such products. All the funds used can be invested in overseas stocks, and the risks and benefits are higher than the first two. Because the issuance form is a fund, the subscription threshold is very low, generally starting from 1 1,000 yuan.