First of all, we must understand that more than 65% of the consulting of hybrid funds is to invest in stocks. About 35% of the funds are invested in bonds.

The yield and fluctuation of bonds are very small, so 65% of stocks affect the fluctuation of the whole fund.

So to put it simply, the fluctuation of the stock market has affected the fluctuation of this fund.

The same is true for other funds, as long as they are of the same type.

So in the final analysis, it is a question of investment model. Hybrid funds, including stock funds, the correct investment model is to buy in batches for long-term holding, or invest in funds. In addition, if you just buy it yourself and wait for it to rise, it is tantamount to gambling and very passive.

This fund is good. I suggest you consider how to invest in such funds before changing funds.

Blind conversion is not recommended.

Whether to keep it depends on whether you want to use the money or not. You can redeem it after using it. If not, I suggest you keep it.