Huitianfu and Jubao are money funds, which are sold on Weizhong Bank. Some small partners found that the expected rate of return of Huitianfu and Jubao was higher than that of Yu 'ebao, so they wanted to transfer the money from Yu 'ebao to invest in Huitianfu and Jubao, but everyone knew that the money fund in Yu 'ebao was highly secure. So are Huitianfu and Jubao risky? Today, I analyze whether Huitianfu and Jubao have risks from two aspects: risk rating and historical redemption. Please read on.

I. Risk rating

First of all, Huitianfu and Jubao are both money funds, and their risk ratings are as low as those in Yu 'ebao. Judging from the risk rating, the loss risk of Huitianfu and Jubao is very small, which is determined by the product attributes of Huitianfu and Jubao, because the money fund itself has the characteristics of high security and low risk.

Second, historical redemption.

Huitianfu and Jubao have established 20 14, and the fund scale is11300 million yuan. Since its establishment more than four years ago, it has maintained a positive expected return, and there has been no loss or non-payment. The lowest expected rate of return has remained above, and the highest expected rate of return has reached such a stable historical redemption situation, which also shows that Huitianfu and Jubao have low risks and do not have to worry about losses.

Summary: As can be seen from the above analysis, the risks of Huitianfu and Jubao are very low. If you are satisfied with its expected return, you can buy it.