Hello, fund dividends are divided into fixed investment and fixed investment, and each fund is different. Some funds are divided into two or three times a year, some are divided into one year and some are divided into several years. The choice of cash or investment depends entirely on the fund you choose. If the fund you choose is correct and good, I suggest you choose to reinvest in dividends. If the fund you choose is not good, then choose cash security. If you don't know the quality of the fund, then study it before choosing. I hope you are satisfied with the answer.