1, regular fixed investment
Regular fixed investment, as the name implies, is to invest in the same fund every cycle, such as weekly or monthly. The advantage of this fixed investment method is convenience and speed. Just set up the fixed investment funds and the bank card binding the deduction funds in advance.
The disadvantage of this fixed investment method is that it is too rigid. On the one hand, the fixed investment of the fund is a long-term investment. Considering the time value, the later fund value will decrease. On the other hand, the sensitivity to the market is not well controlled, and the investment strategy cannot be changed according to market changes.
2. Fixed investment based on income
This method is more flexible, and it is a better way to make a fixed investment by changing the investment amount and investment strategy according to your own situation.
3. Fixed investment that increases periodically.
Fixed investment by cycle increment means that a sum of money is invested in the first cycle, and the investment in the next cycle will increase compared with the previous cycle. The disadvantage of this investment method is that the amount of investment in the later period may be too high, which will affect daily life.
4. Buy down and don't buy up.
This investment method is to share the cost by taking advantage of the fixed investment of the fund. The lower the purchase value, the lower the allocation cost, and use the smile curve of the fund to invest.
5. Set a fixed investment based on points, with take profit.
Set the profit point in advance, and after the fixed investment reaches a certain level, redeem it at the profit point and make the next investment. This method is typical of accepting good things and is suitable for beginners who are easy to meet and get started.
There are so many ways for the fund to make a fixed investment. I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.