The fund needs to consult relevant information to solve the problem of buying income before 3 o'clock. According to years of learning experience, if the fund's buying income is solved before 3 o'clock, it can get twice the result with half the effort. Let's share the relevant methods and experiences of buying income before 3 o'clock for your reference.

The fund buys income before 3 o'clock.

If you buy the fund before 3 pm, the income will be included in the net value of the next day.

If you buy a fund after 3 pm, the fund company will still calculate today's net value, and the fund income will be 0 at this time.

It should be noted that the fund implements T+ 1 trading, and the share can only be confirmed on the second trading day, and the value date of income is also T+ 1.

How long can the fund be sold after buying?

After the fund is bought, it generally needs to wait for confirmation, and the specific time needs to be determined according to the trading channel, buying method, selling method, fund type and other factors.

Generally speaking, to buy a fund in a bank, you need to wait T+2 days for confirmation before you can sell it, that is, you need to wait 4 days. If you buy a fund in a securities company, you need to wait for the confirmation of T+ 1 day before you can sell it.

For open-end funds, they can generally be sold on the next working day after subscription, while for closed-end funds, they need to be sold on the fund open day. At the same time, different types of funds have different restrictions and fees when selling.

Therefore, if you want to sell the fund, it is recommended that you pay attention to the confirmation time and selling limit in time after the subscription, so as to operate in time.

What do you think of the fund purchase price?

To inquire about the subscription price of the fund, you need to know the following information:

_ _ _ _ subscription fee. _ _ _ _ When purchasing a fund, there is usually a subscription fee, which is generally calculated according to the subscription amount.

_ _ _ _ subscription fee. _ _ _ _ _ subscription fees are similar to subscription fees, and they are all fees that need to be paid when purchasing funds. The subscription rate of different fund companies may be different, and the specific rate level will be listed in the fund prospectus.

_ _ _ _ _ redemption fee. _ _ _ _ funds usually have a closed period, during which they cannot be redeemed, and can only be redeemed after the closed period. Redemption fees need to be paid at the time of redemption, which is generally between 0.25%- 1% of the fund share.

_ _ _ _ _ _ Management fee and custody fee. The management fee and custody fee of the _ _ _ _ fund shall be drawn according to a certain proportion of the fund assets, which shall be used to pay for the operation and management of the fund company and the fund custody fee.

These expenses are the costs that need to be considered when purchasing funds, and investors can calculate the investment cost and expected income according to this information.

Time to buy funds and time to confirm stocks

Calculation method of the income from selling funds on the same day:

1. The income of the day will be transferred to the investor's account after the close of the day, and the transaction can be continued or redeemed.

2. When the investor carries it forward on the same day, the funds have not yet arrived, and it takes T+2 days (working days) to arrive.

3. The holding time of fund dividends of fund companies will be calculated according to the holding time, and the purchase and redemption will be calculated according to the actual number of days.

Fund companies will pay dividends every rest day. There are two ways to pay dividends, one is cash dividend, and the other is dividend reinvestment. After the closed-end fund pays dividends, the net value of the fund will decrease according to the amount of dividends.

How to treat the timing of fund purchase?

There are several ways to choose the timing of fund purchase:

1. Understand the macroeconomic environment: Before buying a fund, it is recommended to understand the national macroeconomic situation, policy trends, trends and international situation, so as to judge whether the investment direction of the fund manager is in line with the current market environment.

2. Analysis of fund managers: Fund managers are the makers of fund investment decisions, and their investment philosophy and operation style directly affect the investment performance of funds. Investors can judge whether a fund manager is suitable for the current market environment by looking at his work experience, performance evaluation and investment scope.

3. Pay attention to market conditions: the fund's income comes from the investment income in the stock or bond market, so the market conditions have an important impact on the fund's performance. When the market is good, you can get higher returns by buying funds.

4. Fixed investment on a regular basis: Fixed investment on a regular basis can average the cost and discipline the investment, so as to avoid making irrational investment decisions due to fluctuations in net value caused by market fluctuations.

5. Regular evaluation: evaluate the performance of the fund regularly, so as to adjust the investment strategy or redeem the fund in time.