It is a highly sophisticated electromechanical integration equipment, which uses magnetic code cards or smart cards to realize self-service of financial transactions instead of the work of bank counters. You can withdraw cash, check deposit balance, transfer money between accounts, check balance and so on.
You can also do cash deposit (real-time entry), check deposit (not provided in China), passbook replacement, intermediary business and so on. Cardholders can use credit cards or savings cards to handle automatic withdrawal, balance inquiry, transfer, cash deposit, passbook replacement, fund purchase, password change, mobile phone bill payment and other services according to passwords.
Construction requirements
1. Newly built or rebuilt ATMs must meet the requirements of national security industry standards and technical specifications, and be equipped with security precautions such as electronic camera monitoring, burglar alarm and network alarm.
2. Off-line ATMs shall realize network alarm in accordance with relevant national standards, sign a cooperation agreement with the unit where the ATM is located, stipulate the responsibilities and obligations of both parties, and cooperate with the ATM security work.
3 ATM area to strengthen the safety of ATMs, cooperate with each other, find hidden dangers, timely rectification.
4. Once ATM risk events and cases occur, they should be reported immediately, and the reasons should be found out quickly and solved in time.
The above contents refer to:
Baidu encyclopedia -ATM