1. Look at the time of establishment, eliminate funds established within 2 years, and eliminate funds with a scale of less than 200 million.

2. Look at the past performance of the fund manager. If the past performance is above the benchmark interest rate, you can consider it.

If you also invest in the CSI 500 Index, some fund managers make money and some lose money, which means that the fund managers have poor management capabilities.

3. If you want to buy OTC funds and hold them for less than one year, choose Class C funds. If you hold them for more than one year, you can choose Class A funds.

4. If handling fees are considered, investors can directly choose on-site funds, which have cheaper handling fees.