This year, it is still difficult for most money funds to exceed the one-year fixed deposit rate of 3.5%. Class B money funds are stronger than Class A as a whole, and it is expected that more than 20 money funds will approach or exceed 3.5% this year. As of September, according to the yield of the top 20 monetary funds this year, more than 20 funds can be expected at a monthly rate of 0.3%. The rest of the money funds are hard to say, because some money funds have such low yields for so many years because their benchmark is the current interest rate, and many of these funds have changed their fund contracts. Compared with 1 year, deposits are almost equally divided. Monetary funds with low returns naturally need to be compared with the current period. Excluding the best-performing A-type monetary funds this year, Guangfa Currency Wanjia Currency, Southern Currency Haifutong Currency Huafu Currency and B-type monetary funds.