For example, what the questioner wants to know about "Is it cost-effective to buy a car loan?" The relevant content is as follows: Is it not cost-effective to buy a car loan: 1. Comprehensive calculation, it is certain that buying a car in installments will cost a little more than paying the full amount.

At present, what most 4S stores do is to use the financial interest discounts given by the OEMs to be included in the car price to attract customers to buy cars in installments at low prices; 2. After the overall calculation, a naked car of about 100,000 yuan plus various taxes and fees,

Under normal circumstances, it only costs about 3,000 yuan more (provided that the OEM must have a 3-year 0-interest policy and the interest-free amount can cover the loan amount).

The rational suggestion is to buy a car in installments and do some financial management with the remaining money; 3. I made a fixed investment in a fund with a fixed investment amount of 20,000. I persisted for more than two years and the current income is more than 8,000 (not an advertisement, it is real).

Check, screenshot as proof).

Of course, if you’re not interested in personal finance, that’s another story.