The income from Bank of Communications' "Customer Cash" is calculated and carried forward daily, and it is a kind of monetary fund.

Because there are large fluctuations in currency fund investment returns, the actual daily return amount will vary.

The seven-day annualized rate of return of current wealth is approximately 0.335%, and the income per 10,000 shares is 0.608 yuan.

The calculation method is: actual income on the day = (confirmed share of "Customer Fortune" ÷ 10,000) * income per 10,000 shares of currency fund products on the day.

Current Deposit is a financial product related to current deposits.

A demand deposit is a kind of savings that has no access date constraints, can be withdrawn and deposited at any time, and has no limit on the amount of deposits and withdrawals. It adopts the accumulation interest calculation method, that is, the account balance is accumulated daily based on the actual number of days, and the accumulation amount is calculated.

Multiply the daily interest rate to calculate interest.

Therefore, "current wealth" is flexible and low-risk.

Current Fortune is a hot-selling financial product similar to "Yue'E ??Bao" jointly launched by Bank of Communications and Bank of Communications Schroeder Fund.

After signing up for Current Money, you can turn on the automatic transfer, and the balance of the active account will automatically be purchased into the Bank of Communications Current Money Fund, increasing the efficiency by 5 to 6 times. At the same time, it can seamlessly connect ATM cash withdrawals, POS card swiping, online payments, transfers and repayments, etc.

No extra steps required, easy and smooth to use.

Similar to Yu'ebao, its income is calculated on a daily basis.

The cumulative maximum limit for multiple transfers of Bank of Communications' current deposits is 100,000 yuan, and the single-day cumulative limit for quick transfers is 10,000 yuan. There is no limit for ordinary transfers, but the arrival time is T+1.

Very convenient and easy to use.

However, Bank of Communications's Current Wealth and Yu'e Bao are not the same. Although they are both baby balance value-added financial products, the difference between the two is that: Current Wealth is a bank product, while Yu'e Bao is an Alipay product.

The maximum deposit for current customers is RMB 50,000.

Different banks have different low-risk financial products with different expected return performances. Investors can choose according to their own conditions. If they need to change products, they need to understand the redemption rules of financial products in advance.

Avoid unnecessary losses and inconvenience.