When buying a fund, some investors have heard of a formula: If the fund doesn't buy three or sell three, what does it mean? Today, Bian Xiao has compiled some fund-related knowledge for everyone. Let's have a look!

What do you mean, fund seven doesn't buy three doesn't sell?

Seven don't buy:

1, don't buy funds with large ex-dividend rights, because this is generally a means for bookmakers to attract retail investors.

2. Don't buy long-term consolidation funds, because such stocks are hard to rise even if the bull market is strong.

3. Don't buy the fund after the skyrocketing, because the fund after the skyrocketing is prone to a callback, and it is easy to get stuck accidentally.

4. Don't buy funds with big problems, because some listed companies are warned or punished by the CSRC because of company operation or financial problems, and such funds may fall.

5. Don't buy too big a fund. The fund is too big for the fund manager to manage, and it is difficult to generate excess returns.

6. Don't buy a fund with a heavy stock, because when this stock falls, the fund will also fall sharply.

7. Don't buy a fund whose main income has been disclosed, because the well-informed main fund has adjusted its share price before and after the favorable announcement. When retail investors know it, they will take over at a high level.

Three don't sell:

1. After a long-term decline, the fund will not be sold because it is in a relatively low position, and it is more likely to rise.

2. The trend of the fund is bullish, because there is a high probability of continuing to rise.

3. Don't sell when the fund's net value falls to the support level, because the fund is likely to start a new round of rise. If we sell it at this time, we will lose money.

Will the fund definitely make money after one year?

Investors can decide whether to sell the fund after one year of operation according to their own situation. Generally speaking, when the fund gains to a certain extent or loses to a certain extent, it is necessary to learn to take profit and stop loss, because the fund is a volatile wealth management product, and there will be ups and downs.

Therefore, when the fund is profitable to a certain extent, it can be considered to sell and take profits. Investors can set a profit-taking point, such as 20%. When the fund makes a profit of 20%, it will be redeemed. The same is true when you lose money. The essence of the fund is to buy low and sell high to earn the difference, which has little effect on the holding time.

The fund is a risky investment, and it is a financial management that does not guarantee the principal and interest. Therefore, the fund may not be able to make money in a year, but it may also lose money. Pay attention to the type of fund when buying a fund. If it is a money fund or a pure debt fund, the fund is more likely to make money in one year, because these two types of funds are low-risk funds, with low risk, relatively stable income and more likely to make money in the long run.

But if it is a high-risk fund type, such as stock fund, hybrid fund and index fund, it depends on the fund market. If the fund market is good, it will make money, and if the fund market is bad, it will lose money.

The fund will remain inactive for one year.

If the fund does not move for a year, it may make money, but it may also lose money. Fund investment is risky, and it is impossible to predict in advance whether it will rise or fall. We can only consider it with reference to a historical performance, so we must be cautious when buying funds.

However, it is worth noting that the selling commission rate of funds is generally divided into 0~7 days, 7~365 days, 365~730 days and more than 730 days. The longer it is held, the lower the selling rate will be. From the rate point of view, there will still be advantages in holding the fund for a long time.

Funds can be held for one year, for example, money funds and pure debt funds can be held for a long time, but like some high-risk fund types, stock funds, hybrid funds and index funds. It doesn't mean that the longer the better, nor does it mean that it will last for one year.

When buying some high-risk fund types, the first thing to consider is whether the fund is profitable. When buying funds, we should pay attention to buying low and selling high, so as to make money. The general time limit will not have much impact. For example, if an investor buys a fund, the fund has gone up by 10% in a month, and it is ok to hold a profit of 10%.