1, and Class A funds are upfront expenses; There is a handling fee at the time of purchase, and the handling fee for redemption is determined according to the length of holding. There is generally no redemption fee for holding for more than one year.

2. Class C funds are back-end fees; No handling fee is charged at the time of purchase, and daily handling fee is charged at the time of redemption.

Class B stands for back-end charges, while Class C has no subscription fees, that is, there is no handling fee for both front-end and back-end.

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