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What's the difference between stocks and funds? Which is more risky?
The difference between stocks and funds

1, with different issuers. Shares are issued by joint-stock companies, and non-joint-stock companies may not issue shares. Investment funds are issued by investment fund companies, not necessarily joint-stock companies. It also stipulates that an investment fund company must be a non-bank financial institution, and one of its sponsors must be a financial institution.

2. The rights and interests of investors are different. Shareholders can participate in the management and decision-making of joint-stock companies, while fund investors appear as entrusted investors and cannot participate in the management of investment funds.

Stock is a part of the ownership of a joint-stock company and a certificate of ownership issued by a joint-stock company. It is a kind of securities issued by a joint-stock company to all shareholders as a holding certificate to raise funds and obtain dividends and bonuses. Stocks are long-term credit instruments in the capital market and can be transferred and traded. With it, shareholders can share the company's profits, but also bear the risks brought by the company's business mistakes. Each share represents the shareholder's ownership of the basic unit of the enterprise. Every listed company will issue shares.

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.