All the funds you bought three years ago lost 50%, so you should consider whether to hold them again. I have to say, your heart is a little too big! At present, what should be done with funds that have lost 50%? What should we do? We should continue to hold and redeem the stock stop loss. There really is a better choice! Buy at the highest level, break if you don't break. Incorrect purchase method, habitual one-time trouble, no fixed investment funds, continuous average position price. Don't ask once you buy it. Only once every two years, it is a loss or a profit, depending on fate.

I didn't sell it when I went up, but I was reluctant to sell it when I lost. Funds are very different from individual stocks. Maybe it only takes a few days for a stock to lose 50%, 1 month. But as far as the fund is concerned, it is unlikely to rise or fall in a short time. First of all, the floating loss of 50%, most of which can be regarded as a deep "stock quilt", must be an unwise redemption. And as long as you hold it with your heart and don't buy it, there may be a chance to make a comeback.

Secondly, the fund's 50% decline also means that the stock market has fallen to the "bottom" on a certain level. At this time, the probability, time and space for further decline are very small, and the average position price can be reduced in the form of double buying. Generally follow the change of industry index or the change of stock market. For example, the Shanghai and Shenzhen 300 Index Fund, the CSI 500 Index Fund and the CSI Medical Environmental Health Index Fund. In that case, there is no need to reduce the position of such funds, so hold them again. Because whether it is an industry index fund or a large, medium or small index fund, if it is held for a long time, most of it will rise.

Especially since you've lost more than half of your money. In this case, there is still a great chance for the fund to rebound. The fund's investment is different from the loss-making stock stop loss in the stock, and the fund's rise and fall will not be as big as that of individual stocks, so there is still a chance to escape. As long as the floating loss in the account is not sold, it is only data. At this stage, the strategy of sharing risks with fixed investment is completely feasible. The key is to seize the opportunity. There are always some funds in the market, which not only lay the foundation in the same type, but also far underperform the index value and even fail to win time deposits for many years. Such a fund is useless no matter how long it is held.