1. How much is the fixed investment? Mainly according to their own economic ability, as far as possible does not affect life.

2. Fixed investment is to make money by means of average cost. Therefore, the time is generally recommended to be more than 5 years. Its value is accumulated by time. In the short term, if you invest in stock and index funds, the risk is great, because the handling fee for stock funds is 2% and that for bonds is 1%.

3. I am also making a fixed investment. If you want to invest, you must choose the right fund. I recommend several outstanding stocks and index funds: 1. Chinese businessmen are prosperous. 2. South China is 500.3. Morgan Stanley took the lead. 4. Golden Eagle is small and medium-sized. 5. Huaxia advantage. 6. Huaxia dividend. 7. Yin Hua value. The above are personal recommendations, and I feel that these funds are very good. Vote for 200 yuan, choose one.

4. What is the return of fixed investment? The average income of global funds is around 8% per year, so it must be long-term! Fixed investment is the rose of time.

Personal suggestion: Fixed investment is a good way to invest, but you must stick to it and it will definitely bring you good returns! I am a financial manager, including me at home, and everyone has their own fixed investment! In 2006, I decided to invest in Huaxia Bonus, and now the income is about 40%.

I hope it will help you ~o~ (Add your concern: investing in stocks and index funds is risky in the short term, and I hope you will stick to it for a long time! Bond funds are less risky but not recommended, because such funds will not dilute your costs, and the net value you buy will only increase. Online banking can invest in funds, but it must first open a securities account and fund market code in China Merchants Bank.