"Help you vote" operation process
Open Alipay and enter the financial column. In the upper part of the financial column interface, there is an option of "voting for you".
After clicking, we will see the recommendation interface, which contains several key messages:
The world's first public offering institution, Pioneer Group products.
2.5%- 1 1% investment target, define the target and pursue long-term success.
1 Keep the key, save worry and effort, and take care of automatic warehouse transfer.
I will introduce these three points slowly later. The product interface indicates that it is jointly produced by Ant Financial and Pioneer Pilot, and the slogan is "Give me peace of mind."
After clicking "Free Matching Strategy" at the bottom of the screen interface, after about half a minute of big data calculation, I analyzed that my investment goal is "Endeavour Strategy", and gave the suggestion of 80% stock fund and 20% fixed income fund, and then gave a income calculation: according to the calculation of VCMM Jupiter, I invested 1000000 yuan and held it for three years, and calculated the accumulation. If you agree, you can click Transfer immediately.
If you are not satisfied with this suggestion, you can also slide the screen left and right to refer to other asset allocation strategies with risk-return characteristics.
The initial investment in 800 yuan only needs to be transferred from Yu 'ebao. According to the trading rules, the investment service fee is calculated at 0.00 14% of the daily total assets, which is roughly equivalent to charging 0.5% of the total assets as the service fee every year.
This is the general operation process of "voting for you".
"Help you vote" product background
"Help you vote" is the investment service of Ant Financial and Pioneer Pilot Cooperation Fund. Ant Financial is a very familiar enterprise, and it is already a super unicorn with a valuation of more than $654.38+050 billion. Pioneer Pilot is a wholly-owned enterprise established in Shanghai by Pioneer Pioneer Group, the largest Public Offering of Fund company in the world. Vanguard Group manages assets of more than $5 trillion. Its founder is John Berg, the father of index fund. From this background, Help You Vote was born with a golden key.
Fund investment service
Judging from the nature of the product, the "helping you invest" I just said is essentially a fund investment service. Fund investment is entrusted by customers to help customers choose funds to buy funds and charge a certain service fee. Domestic fund investment business is still in its infancy.
Five fund companies, namely Harvest, Huaxia, Yifangda, South China and Central Europe, obtained pilot qualifications, and three third-party fund sales organizations, including Ant Wealth, also obtained pilot qualifications.
Fund investment can be said to be the representative of the future trend. Only in the initial stage of exploration.
Tailor-made strategy in the era of big data
The advantage of "voting for you" is that you can have hundreds of millions of user resources through Alibaba's Taobao, Tmall, Alipay and Hungry. , and calculate big data through various activities of users, analyze everyone's characteristics and investment goals, and then match an investment strategy for you in a preset strategy pool.
It should be noted that the premise of this matching strategy is that you leave data through these channels. I personally have my own preferred investment channels, so there is not much data on Alipay, and it is not very accurate to analyze my investment goals. Therefore, although big data has certain advantages, it also has certain limitations, which is likely to be inconsistent with your actual goals.
Looking at the cost, a 0.5% annual service charge is not cheap.
To sum up, there should be no problem with the platform of "helping you vote", but whether it is effective and how well it matches investors remains to be verified. If you are interested, you can spend some money to try.
The above is about "voting for you", I hope it will help you.