it seems that they are all the same. some banks will give discounts. Generally, fixed investment is encouraged now, and generally all banks will give discounts. Generally, 2% discount is given to most Bank of Communications (1.2%), and some of them are only 4% discount

Personally, I think it is better to choose state-owned joint-stock banks, such as ICBC, Bank of China and China Construction Bank, Bank of Communications and Agricultural Bank of China, and I don't like small banks very much.

The most convenient procedure is Bank of Communications, and you can also operate it yourself on the self-service machine. Avoid the trouble of crowded counters and stop trading on weekends. Moreover, the inquiry is also convenient. However, it is not good for Bank of Communications to make a fixed investment, and there are many funds. However, the fixed deduction date is relatively dead, which is not as flexible as ICBC's deduction on the first trading day at the beginning of the month. ICBC automatically deducts the amount once a month, which means that you can control the deduction date, that is, the system will deduct the amount on that day until it is deducted once, and the system will inquire every day. However, ICBC's fixed investment has a contract term (three years, five years, eight years), while Bank of Communications has no term, so you can go on for a long time.

Bank of China has too few funds and not many good funds, and it is inconvenient to operate. The most cumbersome procedure belongs to CCB, and it is inconvenient to buy a fund several times.

generally, I have a single fund investment (one-time) in Bank of Communications, a fixed investment in ICBC, and Bank of Communications also has a fixed investment. Generally, it is mainly based on Bank of Communications, which is convenient. Moreover, Bank of Communications has a history of more than 1 years, which was organized by Li Hongzhang in those days. It is a century-old brand.