What is the investment strategy of the capital preservation fund? Dividend Fund 2065438+February 2007
Fund handling fee:
The handling fee for buying and selling funds refers to the fee paid to the sales organization when buying and selling funds, which is used to compensate the cost incurred by the fund sales organization in handling the fund trading procedures. The handling fee is a one-time fee, which means that the handling fee must be paid at one time when buying and selling funds, and it does not need to be paid at other times.
In order to prevent the sales organizations from jointly driving up the handling fee to harm the interests of investors, or excessively lowering the rate to cause vicious competition in the industry, many countries and regions generally set upper or lower limits on the handling fee of fund transactions.
How to calculate the handling fee for buying funds in the bank?
The cost of buying a fund in a bank is different from that of buying a fund in a fund company. Under normal circumstances, the handling fee for banks to buy funds is 1.5%, while for fund companies to buy funds directly, it is generally 60% off, which is 0.6%. When securities companies purchase funds from accounts, they must make an appointment in advance when handling securities accounts. In this way, you have to reserve a commission of six ten thousandths for buying stocks and one ten thousandth for buying funds.
How can banks save subscription fees by purchasing funds?
1. In addition to direct bank card payment, fund company online banking also provides some other third-party payments. For example, with the exception of China Bank, the lowest payment rate is 40%, and many fund companies support Alipay account funds to buy funds. The subscription fee is also at least 40%. Investors can transfer funds to Alipay and then buy funds.
2. Payment method of remittance transaction. Most fund companies have started this payment method. Just remit the subscription funds according to the requirements of the fund company's online banking to subscribe for the fund. No matter what bank card, you can usually get a minimum discount of 40%. Some fund companies also offer more favorable 1% or even zero subscription rate.
3. Most fund companies have their own "treasure" money fund tools, which are purchased through the money fund or financial instruments based on it. Generally, the minimum discount for transferring such products into active partial stock funds is 40%, and the special discount can be 1% or even free.