1. The social insurance paid by the company for employees includes endowment insurance, medical insurance, unemployment insurance, maternity insurance, unemployment insurance and industrial injury insurance.
2. Workers who resign for their own reasons do not enjoy unemployment benefits;
3. Workers who pay social security by themselves can only pay endowment insurance and medical insurance;
4. All employers, including enterprises, organs, institutions, social organizations, private non-enterprise units and their employees, must participate in the basic medical insurance. The basic medical insurance fund for urban workers consists of the basic medical insurance social pooling fund and individual accounts. The basic medical insurance premium consists of the employer and the employee's personal account;
5. The basic medical insurance premium is paid by both the employer and the employee, of which 80% is paid by the employer and 20% by the individual. Part of the medical insurance premium paid by the employer is used to establish a social pooling fund for basic medical insurance, which is mainly used to pay for hospitalization, outpatient service for special chronic diseases, rescue and first aid expenses of insured employees. Medical expenses that meet the requirements above the minimum threshold of basic medical insurance and below the maximum payment limit, among which individuals should also bear a certain proportion of expenses according to regulations. Personal account funds are mainly used to pay the expenses of the insured for medical treatment and drug purchase in designated medical institutions and retail pharmacies. The part of the personal account that is exhausted or insufficient is paid by the insured in cash, and the personal account can be carried forward and inherited according to law. Insured employees are hospitalized due to illness, pay the hospitalization deductible first, and then enter the overall fund and individual employee payment period;
5. Units and individuals participating in basic medical insurance must participate in large medical insurance at the same time, pay basic medical insurance premiums and large medical insurance premiums in full and on time according to regulations, and enjoy relevant medical insurance benefits.
The employee social security process is as follows:
1. After the employer applies to the social insurance agency for social insurance registration;
2, by the social insurance agencies with the bank's business outlets to make social security cards;
3. Then go to the bank outlet to get the card according to the time received by the bank.
To sum up, the types of social insurance for employees include: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.