Because the social pension may increase by 100~200 yuan/year every year, and the average monthly salary in Shaoxing is different every year, the following Shaoxing pension simulation calculation formula is for reference only and does not represent the final amount.
Shaoxing social security pension insurance payment 15 pension calculation formula:
The formula for Shaoxing citizens to receive pension after retirement:
Shaoxing pension is received every month = Shaoxing basic pension+Shaoxing personal account pension.
1, Shaoxing social security basic pension = (average monthly salary of employees in Shaoxing last year+average monthly payment salary of individuals in Shaoxing) /2× payment period × 1%.
Average salary in Shaoxing in the past month: 7 153.08.
Shaoxing Individual Index Average Monthly Wage: Because the monthly average wage index is uncertain, the median is 100%.
The average monthly salary of social security individuals in Shaoxing is 7153.08x100% = 7153.08.
Shaoxing basic pension = (7153.08+7153.08)/2x15x1%=1072.96.
Shaoxing 2022 basic pension (15) = 1072.96/ month.
Remarks: 1: Shaoxing social security basic pension comes from Shaoxing pension pooling fund, which is drawn from 20% pension insurance paid by Shaoxing enterprises for employees. Although it is not directly included in Shaoxing citizens' personal accounts, Fuze citizens who retire in Shaoxing will mention it when granting Shaoxing pensions.
2, Shaoxing personal account pension (15) = Shaoxing personal account storage/personal account pension months.
Shaoxing personal account storage amount = user's individual payment base x pension insurance payment ratio x pension insurance payment period
Shaoxing individual payment base: 4669.25; Shaoxing social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;
Personal account deposit of Shaoxing social security endowment insurance = 4669.25x8% x (15x65438+February) =67237.2.
Number of retirement months of Shaoxing social security pension at the age of 50:195; Shaoxing Social Security Pension Retirement Month at 60: 139
Monthly payment of social security pension insurance personal account pension in Shaoxing: storage amount of personal account in Shaoxing/number of months of pension payment.
Personal account pension for Shaoxing women who retire at the age of 50 = 67237.2/195 = 344.5438+0/month.
Personal account pension for Shaoxing men who retire at the age of 60 =67237.2/ 139=483.72/ month.