Bank of Shanghai Express Bao is a current wealth management product of Bank of Shanghai Direct Bank. Its nature is similar to that of Yu 'ebao, and it is also a goods-based baby. So, is the Shanghai Bank Express guaranteed? This is a problem that bank users are more concerned about. Let's help you analyze it briefly. Please see below.

kuaixianbao is a kind of current wealth management that Shanghai Bank's direct selling bank "Uplink Express" cooperates with fund companies. This product form is similar to Yu 'ebao. Express Bao docked two money funds, one is Yifangda Easy Money Management Fund, and the other is Shangyin Huibao Money Fund.

since its establishment five years ago, Yifangda Easy Money Management Fund has reached 175.422 billion yuan, ranking the top 1 in the same category every year, and it is even less likely to generate losses, so it is very safe. The Bank of Shanghai Huicaibao Monetary Fund has been established for 4 years, and its performance is relatively poor, but it has never suffered losses in history.

does Shanghai bank express guarantee the principal?

the answer is: break even. Shanghai Bank Express Bao is equivalent to the above two money funds. Money fund is a fund product, which belongs to non-guaranteed financial management. It is far-fetched to say that it has zero risk. But then again, the only products that the issuer promises to protect the capital are deposits and government bonds. Other wealth management products that do not protect the capital do not mean that they are unsafe, depending on the risk.

what is the risk of Shanghai bank express treasure?

Although Shanghai Bank Express is not guaranteed to break even, its risk is still very low. Everyone knows that the risk of Yu 'ebao is low, because it invests in low-risk money funds. Then, the same is true of Shanghai Bank Express Bao. There has never been a loss of principal in the history of the money fund, and all the products invested are deposits and government bonds, so the security is of course very high.

Generally speaking, Shanghai Bank Express Bao does not break even, but the risk is very low. Just regard it as the balance treasure, so don't worry too much.

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