Users who participate in basic medical insurance can apply for reimbursement of medical expenses within the scope of medical insurance. Medical insurance reimbursement can generally be handled directly through the hospital's medical insurance window. Then, who will spend the money paid by medical insurance after medical insurance reimbursement? Let's get to know each other.

Whose money did the medical insurance co-ordinate pay?

The overall payment of medical insurance is paid by the social security fund. For users who have participated in residents' medical insurance, the medical insurance fees paid directly enter the medical insurance pooling fund account; Participate in employee medical insurance, and the part paid by the unit will enter the medical insurance pooling fund account. The money in the medical insurance pooling fund account itself is to pay the medical expenses of the insured, which is what we call medical insurance reimbursement every day.

Medical insurance for employees is generally divided into pooling accounts and individual accounts. The overall fund of the overall account is mainly used to pay for hospitalization medical expenses, outpatient medical expenses for specified diseases and outpatient medical expenses for serious and serious diseases. Personal accounts are mainly used to pay for general outpatient medical expenses, drug purchase expenses and hospitalization medical expenses borne by individuals. When the personal account balance is insufficient to pay, the excess shall be borne by the individual. The full name of the social security fund is the National Social Security Fund, which is managed by the National Social Security Fund Council. The sources of social security funds include, in addition to individual and enterprise contributions, funds transferred from the reduction of state-owned shares and equity assets, funds transferred from the central government, funds raised by other means approved by the State Council and their investment income.