Three methods: investors make fixed investment in the fund when the market trend is very uncertain and the market fluctuates repeatedly. In order to further disperse systemic risks, we may wish to adopt the tripartite investment method, that is, divide the total monthly fixed investment into one-third of stock funds, bond funds and monetary funds. In this way, the risk of the whole portfolio is better balanced. Once the market enters a clear upward channel, the money fund in the third middle school can be converted into an index fund to strengthen the ability of fixed investment portfolio to obtain income.
Profit-taking method: when the assets have doubled 1 times, that is, the compound rate of return has reached 100%, all the funds will be redeemed and the fixed investment will continue next month. This method can be used for reference by ordinary citizens, and they can choose to set their own profit-taking line in the process of long-term fixed investment. Taking profit at the right time can effectively solve the special risk of sudden market collapse once the compound interest of small funds is accumulated to a certain extent.