After opening the vault successfully, please log in to Jingdong Financial App, click the vault, select Replace at the bottom of the page, select the fund to be replaced, click OK to convert, and replace the fund according to the page prompts.
Users who upgrade to a two-in-one account can only operate fund replacement if there is a change button on the page; The fund conversion during 14:55- 15:00 may cause one-day income loss, so it is recommended to avoid this period; Each replacement cycle needs more than 5 days (if the time limit is not met, the conversion will not be possible).