Only bond funds and money funds can be divided into three categories: A, B, C or A and B. 。

The general situation of ABC is as follows: A is the front-end charge, B is the back-end charge, and C is not charging the subscription and redemption fee, but charging the sales service fee according to a certain proportion.

Generally speaking, Class AB has transaction expenses, which are divided into front-end expenses and back-end expenses, while Class B is exempt from investors' transaction expenses, but the daily sales service fees need to be accrued from the fund assets.

Different investors can choose according to the following principles:

1, investors with small purchase amount and uncertain holding time are suitable to choose Class B, because there is no need to pay the cost, and the investment period can be long or short, and the amount can be large or small. It can not only revitalize the demand deposits that have been deposited for many years, but also find a safe haven for stock funds after making profits.

2. If investors hold it for a long time, it is suitable for Class A back-end charging mode ... because Class B needs to charge investors an annual sales service fee. If investors hold it for a long time, the one-time subscription cost of choosing Class A is lower.

3. Large investors are suitable for Class A front-end charging mode. Customers who purchase more than 5 million yuan at one time will only pay the subscription (application) fee of 1 1,000 yuan each, and the cost is the lowest.