Pension entering the market refers to the securities investment of personal account funds in the basic old-age insurance fund. Investing pension in the market can not only preserve and increase the value of pension, but also stabilize the market. 20 15, 161October 27th, Ministry of Human Resources and Social Security indicated that the pension will enter the market in 20 16 years, and the scale may exceed 2 trillion. Pension entered the market in May 1, 2065438. Based on the current pension scale of about 2 trillion RMB in China, if the investment quota reaches 30%, the maximum pension can reach 600 billion RMB.

On June 29th, Ministry of Human Resources and Social Security and the Ministry of Finance jointly issued the Measures for the Administration of Investment in the Basic Endowment Insurance Fund (hereinafter referred to as the Investment Measures) for public comments. The investment method mentioned the pension entering the market. Pension entering the market refers to the securities investment of personal account funds in the basic old-age insurance fund. Enterprises set up special accounts for employees, and employees pay a certain percentage of their wages into pension accounts every month, while enterprises generally pay a certain percentage of expenses for employees. Employees choose their own portfolio to invest, and the income is included in their personal accounts. When employees retire, they can choose one-time collection, installment collection and transfer.