Many parents purchase children's education insurance for their children as soon as they are born, thinking that children's education insurance is very good.

There are many children's education insurances on the market, and they all have different focuses. When purchasing this type of insurance, parents must pay attention to the purchase matters to avoid regrets later.

What are the good critical illness insurance policies for children?

Which ones are cost-effective?

Which one is the most worth buying?

Let’s take a look at the top 10 best-selling critical illness insurance policies for children. The higher the insurance amount, the better. When parents buy education insurance, the higher the insurance amount, the better.

It should be considered based on factors such as the family's economic level and expectations for the future education of the children. It is better to control the insured amount at around 300,000. On the one hand, you can get corresponding protection, and on the other hand, you will not have to pay high premiums.

And increase the burden on parents.

Early withdrawal is risky because education fund insurance has a mandatory storage function, which means parents must pay a certain premium on an annual or monthly basis as stipulated in the contract to ensure the implementation of the education fund plan.

Moreover, it cannot be withdrawn in advance. If you no longer want to insure it in the short term, you will lose part of your principal and the liquidity will be relatively poor.

Therefore, when purchasing this type of insurance for your children, you should consider the funds that may be needed in the future. You cannot buy more insurance just because your children are older and the premiums are cheaper.

In fact, a portion of flexible funds should be set aside appropriately in case you need money urgently.

Pay Attention to Exemption Clauses Most education insurance products on the market come with exemption clauses, but each insurance company’s regulations are different.

For example, some insurance companies stipulate that the insurance policy is exempted as long as the policyholder dies, some insurance companies stipulate that only death caused by accidents can be exempted, and some insurance companies stipulate that death or severe disability caused by accidents and other factors can be exempted.

Some insurance companies even offer children’s education insurance without exemption clauses.

Therefore, when purchasing this type of product, you should carefully read the exemption clauses. It is best to include them all, and do not listen to the one-sided words of the sales staff. Otherwise, misfortune will really happen and you will regret it later.

Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list!

The top ten insurance companies in the country rank children, carrying the expectations of parents.

Every parent hopes that their children will be successful in the future. Therefore, they pay special attention to education. The investment in education is not only a small amount of money, but also a heavy burden. Especially when school starts, the family will lose a lot of laughter.

Purchasing children's education insurance not only provides educational protection for children, preventing them from being unable to go to school due to lack of tuition fees, but also allows parents to reduce their burden and avoid having to spend a large amount of money at one time.

However, when purchasing such products, you must pay attention to the above matters.