Compared with ordinary bank deposits, Yu 'ebao can obtain higher income mainly because it collects idle funds from users to form huge funds, and it can obtain extremely high bargaining power when negotiating deposits with banks, while controlling risks at a very low level.

However, it should be noted that compared with traditional money funds, Yu 'ebao has no advantage in income, but because it is docked with Alipay, the withdrawal speed is very fast, and it can be directly purchased, which has great advantages in user experience.

Guo Shuqiang, general manager of Tian Hong Fund, declared that "taking users as the core, meeting users' needs and mobilizing the enthusiasm of the whole people are the breakthrough points in the development of Internet finance. "Yes, when it comes to people's hearts, we can also see the good intentions of the company's top management to promote their products.

Li, the manager of Epro Fund, also said recently that Epro's product design and introduction are all from the perspective of Internet users, which is very close to the people. In particular, Epro 300 provides tickets for Xiaobai investors to participate in the sharing feast.

However, some investors believe that Epro is beautiful and has its inherent risks. Easy to treasure is not equal to easy to earn.