1. Increase financing support: Encourage financial institutions to increase credit support for small and micro enterprises, increase the loan amount, extend the loan term, and innovate financial products and services.
2. Reduce financing costs: guide financial institutions to set reasonable prices, reduce financing costs of small and micro enterprises, reduce guarantee rates and increase loan interest subsidies.
3. Innovative financial service mode: encourage financial institutions to carry out financing in industrial chain, supply chain and business circle, develop credit loans, expand the scope of collateral, and improve the efficiency of loan approval.
4. Improve the financing guarantee system: strengthen government support, improve the loan risk compensation and credit guarantee system, encourage the establishment of special guarantee funds and guarantee institutions to provide guarantee services for small and micro enterprises.
5. Broaden financing channels: support small and micro enterprises to raise funds in the capital market, promote private equity investment funds and venture capital funds to invest in small and micro enterprises, and support qualified small and micro enterprises to issue bonds.
6. Strengthen the construction of financial infrastructure: promote the enjoyment of credit information, build a credit platform for small and micro enterprises, improve the credit transparency of small and micro enterprises, and reduce the credit cost of financial institutions.
These financial measures aim to alleviate the financing difficulties and expensive problems of small and micro enterprises and support their development by increasing financing support, reducing financing costs and innovating financial service models.