Investors only charge commissions for OTC funds, with the highest commission rate not exceeding three thousandths, and each fund with less than five yuan is charged according to the standard of five yuan. Different securities companies have different rates, which are generally three ten thousandths, and investors' OTC funds mainly include subscription fees, redemption fees and operating expenses. Different funds have different subscription fees and redemption fees, which are generally around 1%.

In addition, on-site funds also have the following advantages:

1. Some on-site funds adopt the t+0 trading method, that is, they are bought on the same day and sold on the same day, which leads investors to make use of the fund trend to make multiple high-selling and low-sucking operations and earn more spreads.

2. When an investor sells a fund on the market, just like selling a stock, the funds will be deposited in the investor's securities account on the same day, and investors can continue to invest with this part of the funds, which can only be withdrawn on the next trading day, and the deposit speed of funds is faster than that of off-market funds.