savings deposit is an investment behavior.

Different financial products have different income and risk characteristics, such as: bank deposits: capital preservation and interest income (current interest and fixed interest) are basically risk-free; Insurance: there is basically no risk in capital preservation and fixed interest income; National debt: fixed interest, one percentage point higher than savings deposits, basically risk-free; Corporate bonds: fixed interest, generally more risky than debt interest; Investment funds: interest; Bonus shares and bonuses; Professional financial management, such as the difference between buying and selling securities, has less risk; Stock: bonus, bonus; The risk of price difference (capital gain) between buying and selling securities is relatively high; It can be seen that the risks of various wealth management (investment) products from bank savings to stocks are gradually increasing, and the possibility of income is also gradually increasing. In July today, consumer prices rose by 5.6% year-on-year, and the negative interest rate of savings deposits was more prominent. The fund was relatively stable and easy to operate, which was more suitable for middle-class families to invest.