Fund dividends are not fixed, and no fund pays dividends every month.

Just like stocks, some stocks pay dividends every year and some pay dividends every year.

Of course, the reasons why funds pay dividends or not pay dividends are different from stocks.

Fund dividends are determined by fund attributes and fund profitability, as well as the fund manager's judgment on the market outlook.

1. The daily income of general currency funds can be understood as dividends being distributed every day, and the dividends set by oneself are transferred. Bond funds and other stable funds pay more dividends. Of course, I am only saying that the probability of this type is higher. The general rule is that bond funds

Funds are larger than hybrid funds than stock funds.

2. Fund profitability is normal. If you don’t have money, how can you distribute it? The fund manager is a key factor. If he is not so optimistic about the market outlook and is currently profitable, then he will distribute dividends with a high probability.

1. The amount of fund dividends is not fixed.

Generally speaking, in order to maintain immediate returns when the market is down, fund managers will pocket profits in the form of dividends, and when they are optimistic about the market, they will continue to put profit funds into the market to fight.

For big and small, making profits for investors.

Which fund dividend method has higher returns?

What are the methods of fund dividend distribution?

Divided into cash dividends and dividend reinvestment dividends.

Cash dividends refer to the fund company distributing part of the fund income to fund investors in the form of cash.

To put it bluntly, just put down your bag for safety.

Fund dividend reinvestment means that when a fund pays cash dividends, the fund holder directly uses the cash received from the dividends to purchase the fund, that is, converts the cash that should be received during the dividend period into fund shares and continues to invest in the fund.

Fund (i.e. equivalent to additional investment).

For fund managers, reinvesting dividends creates no cash outflow.

Therefore, there is generally no subscription fee for dividend reinvestment.

To put it bluntly, dividend reinvestment is the accumulation of positions by fund companies without subscription fees.

2. Advantages of cash dividends: Give money directly and put it in your bag.

Disadvantages of cash dividends: The fund share remains unchanged, but the net value will decrease.

Advantages of dividend reinvestment: Increase the number of fund shares held Disadvantages of dividend reinvestment: Decline in net worth (personally, I don’t think this is a disadvantage) We cannot unilaterally say which of the two dividend methods is better, but we need to combine it ourselves.

If you feel that the next market will be downturn through investment experience, or you want to receive unexpected investment income inadvertently, you can choose cash dividends; if you want to make long-term investments and feel that there is no better investment for dividend money, or you can choose based on your own investment experience

If you think the next market trend is good, you can choose the dividend reinvestment method.

Although the net worth decreased, the shareholding ratio increased.

When the net worth increases and the spread becomes wider, more profits can be realized.

3. It should be noted that the default dividend method when purchasing a fund is cash dividends, except for currency funds, which only reinvest the dividends.

Do you think it is important whether a fund pays dividends?

No, no, no, as long as the fund performs well, you can make money with or without dividends.

Regarding fund dividends, from the background operation point of view, there is a special fund dividend file, which is the so-called 06 file.

It has two methods, one is cash dividends and the other is dividend reinvestment.