What are short-term financial management methods?
1, Monetary Fund
Monetary fund is an open-end fund that collects idle social funds, is operated by fund managers and kept by fund custodians. It specializes in investing in low-risk money market instruments, which is different from other types of open-end funds. It has the characteristics of high security, high liquidity, stable income and "quasi-savings".
2. Short-term debt fund
It is named after the short-term of the bonds it invests in. Short-term debt funds mainly invest in the inter-bank bond market, which has the advantages of both bond funds and money funds. This is a fund product with higher income than money market funds, steady growth in net value and considerable liquidity.
3. Reverse repurchase of government bonds
The essence of reverse repurchase of government bonds is short-term loans. Individuals lend their own funds through the national debt repurchase market to obtain fixed interest income. Its varieties can be divided into four types: 1 day, 2-day, 3-day, 4-day and 7-day. To do reverse repurchase of treasury bonds, you need to find a securities manager to open a securities account online (the fee for reverse repurchase of treasury bonds can be as low as 10%), and then open the trading authority for reverse repurchase of treasury bonds.
4. Short-term wealth management products of banks
It is a wealth management product issued by banks or other financial institutions. It is usually short-term, flexible and low-risk, with relatively low rate of return but less risk.
Due to the short investment period and strong liquidity, investors can choose short-term financial management according to their risk tolerance and capital needs. At the same time, we also need to pay attention to factors such as the rate and risk of wealth management products and invest cautiously.