Relying on the support of banking service network, risk control system and information technology, the risk control of loan projects is mainly carried out by banks. According to the article "The total-to-total batch guarantee business of state financing funds successfully landed in Sichuan" issued by the government information work of Sichuan Provincial Department of Finance, the "total-to-total" batch guarantee business of Yindan is an innovation of the cooperation mode of Yindan under the leadership of the government financing guarantee system. First, take spot loans, relying on the support of banking service network, risk control system and information technology, mainly by banks to control the risks of loan projects.