Funds are common financial management methods, with lower risks than stocks and considerable returns, especially money funds and bond funds, which have low risks and relatively stable returns and are the choice of many investors. The following small series brings the fund the income on the day of subscription. Let's take a look at it together, hoping to bring some reference.
Is there any income on the day of buying the fund?
On-site funds count as income on the day of purchase, while off-site funds count as income on the day of purchase.
On-site fund:
Refers to the funds traded on the stock exchange. Like stocks, funds trade according to the real-time market price and follow the principle of price priority and time priority. As long as the transaction is made, the income will be calculated. On-site fund prices are updated every 15 seconds. When the net value of the fund is greater than the net value of the investor's purchase, the investor gains; When the net value of the fund is less than the net value bought by investors, investors lose money.
Of course, pay attention to the transaction time when buying. If you buy after the trading day 15:00, you will calculate the income according to the net value of the next trading day.
On-site funds mainly include ETF funds, index funds and closed-end funds.
Off-exchange fund:
OTC funds are funds traded in markets other than stock exchanges, such as Alipay, bank counters, Tian Tian Fund Company and other third-party fund sales channels.
OTC funds are not traded in real time. If they are bought on the same day, they shall be calculated according to the net value at the close of the day of purchase. Confirm the share on the second trading day, and calculate the income after the share is confirmed, that is, buy it on the same day, and calculate the income on the second trading day.
How to calculate the fund income?
Fund income = principal _ rate of return _ time
For example, if you buy a money fund of 10,000 yuan, if the 30-day annualized rate of return of the money fund is around 2%, then the monthly income of buying the money fund is10000 _ 2%/365 _ 30 =16.44 yuan.
In addition, fund transactions require handling fees. On-site funds mainly charge trading commissions. The specific rate is determined by the securities company through consultation, and generally will not exceed three thousandths of the transaction amount. Less than 5 yuan is charged by 5 yuan (some brokers don't charge). Investors should charge subscription fee, redemption fee, custody fee and management fee when purchasing OTC funds.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.
Analyze the handicap of a stock.
It is reported that the handicap includes the trend of the stock on that day, and the handicap size analysis of a stock mainly includes five parts, namely the commission ratio; Five trading orders; Opening price, closing price, price fluctuation, lowest price and highest price, volume ratio, internal and external disk, and total volume; Turnover rate, total share capital, circulating share capital, net assets, income and dynamic price-earnings ratio; Sales order.
In the stock market, the handicap of the stock refers to the real-time disk data window in the trading process. Handicap data usually consists of commission ratio, five pending orders, stock opening price, stock closing price, stock price rise and fall, stock highest price, stock lowest price, stock latest price, stock ratio, stock internal and external disk data, total stock turnover, stock turnover rate, total share capital, stock circulating share capital, stock net assets, stock price-earnings ratio, expected income, stock net inflow and stock turnover rate.
How to choose dark horse shares?
First, there is a long-term theme. Stocks must have a long-term theme, and long-term vision must have a lot of imagination. Although the current earnings per share is not outstanding, as long as there is a touching story behind it, many people will want to get involved. People grew up listening to stories when they were young. I still like listening to stories when I grow up. It is better that this story is faltering and explosive, and it sounds more thrilling.
Second, there is motivation. There must be strength to appear, so as not to lose patience after waiting too long, especially from the weekly observation, there are many stocks at the bottom, and it won't be long before the big market will break out. If you add attractive long-term themes, it will be more explosive. For technical stock selection in the big bull market, it is best to look at the weekly line more than the daily line, and you will find that choosing dark horse shares is as simple as that.