Old-age insurance, social basic old-age insurance (social security) and commercial old-age insurance are all ways to ensure the collection of old-age insurance, which are relatively safe and secure;

Pension fund is essentially a fund in the name of providing for the aged. At present, domestic trust funds and wealth management can't protect the principal and interest, and the income from publicity may be relatively high, but they are all expected income and uncertain. Therefore, as a pension fund, there may be risks, and it is recommended to allocate it appropriately;