In the choice of funds, the fund size is also one of the more important indicators. Some funds are bigger, the better, but others are moderate. So how big is the fund? We take four common types of funds as examples.

1. Active equity funds with moderate scale are the best.

This kind of fund has the best scale. If its scale is too small, the cost of allocating fund expenses to unit share will increase, which will have a certain impact on the expected income of fund holders. Moreover, for small-scale funds, fund redemption has a great influence on fund managers' management of funds, and ultimately the fund holders suffer.

If its scale is too large, the management of fund managers will become more difficult. With more foreign funds, fund managers need to allocate more stocks, while there are so many high-quality listed companies and the research direction of fund teams is limited, so it is impossible to track too many stocks. Secondly, it is difficult to transfer positions for large-scale funds, even if the positions are transferred, it will have a greater impact on the stocks held.

Second, the index stock fund, the bigger the better.

Index funds rarely take the initiative to operate, and fund managers only need to consider the impact of fund redemption on net worth. The bigger the index fund, the smaller the impact of fund redemption on the net value. For ETF traded on the floor, the larger the fund size, the better its liquidity.

Third, bond funds, smaller ones are better.

There are not many requirements for the scale of bond funds, as long as the minimum does not exceed 50 million and the maximum long-term exceeds 654.38+000 billion. If it is too low, there is a risk of liquidation. If it is too high, you may not be able to buy so many high-quality bonds, which will increase the management difficulty in vain. If it is a pure debt fund, the scale of several hundred million or billions is more appropriate, and the convertible bond fund can be lower because there are not so many targets in the market.

Fourth, the monetary fund has a relatively good scale.

The most important thing for money funds is liquidity, so the bigger the fund, the better. Of course, if it reaches a huge amount like Yu 'ebao, we should also control it and pay attention to the risks. Generally speaking, it is more appropriate to choose tens of billions or hundreds of billions of money funds.

Well, let's stop here about the appropriate scale of the fund, hoping to help everyone. Warm reminder, the fund is risky and needs to be cautious in investment.