With the development of financial market, investment funds have become the choice of more and more people. Opening a fund account is the first step in investing in a fund. And then what?
1. Select an account bank.
You need to choose a suitable bank to open an account. At present, large domestic banks can open capital accounts, such as Industrial and Commercial Bank of China, China Construction Bank and China Merchants Bank. When choosing a bank, you need to consider its fund type, rate and other factors.
Second, prepare information.
When opening an account, you need to bring your ID card, bank card, mobile phone number and other documents and materials. If you don't open an account yourself, you need to provide documents such as power of attorney and identity certificate of the authorized person.
Third, go to the bank counter or open an account online.
To open an account at the bank counter, it is generally necessary to fill in an account opening application form and provide information for review. If qualified, the bank staff will open a capital account for you and provide the corresponding account information and password.
If you choose to open an account online, you need to register at the bank official website or the client first, then fill in the account opening application form and upload relevant information. After opening an account successfully, the bank will review the account and send the account information and password.
Fourth, choose fund products.
After opening a fund account, you can choose to buy the fund products that suit you. According to personal risk tolerance and investment purpose, you can choose different types of fund products such as stock type, bond type and hybrid type. At the same time, we need to know the rate, rate of return, share and other information of the fund in order to make better investment decisions.
Verb (abbreviation for verb) buys fund products
After selecting fund products, you can purchase them through bank counters, online banking, mobile banking and other channels. When purchasing, you need to enter the fund code, purchase amount and other information, and you can complete the purchase after confirmation.
Continuous management of intransitive verb fund account
After opening a fund account, it is necessary to continuously manage the account and fund products. We should pay attention to the market trend and economic situation of the fund, adjust the investment portfolio in time, and ensure the investment benefit.
Opening a fund account is the first step in investing in a fund. You need to choose the right bank, prepare relevant materials, fill in the application form for opening an account, and choose the fund products that suit you. After opening a fund account, it is necessary to continuously manage the account and fund products to ensure the investment income.