Fund investment is a very popular investment method now. The investment method is simple, and the most important thing is that its investment income is also high. Fund investment is actually similar to stocks, but it is very simplified. Fund investors don't need to analyze all aspects of the fund, they just need to choose a good fund to get benefits.
Take Alipay as an example: at present, the fund's return rate ranks first, and the highest return in the past year is Qianhai Open Source Public Utilities Stock Fund, which has increased by 167.46% in the past year, but the fund's return will change every day. Simply put, the past rate of return is only for reference, not for the future. For example, a fund that may have a particularly high increase today will fall tomorrow. The fund is a volatile product. If it goes up, it will go down, which is risky.
When investors buy a fund, they should not only see the temporary gains and gains of the fund, but also see the risks of the fund. Generally speaking, the investment risk of stock funds is the highest, while that of money funds and bond funds is the lowest. Investors can choose according to their risk tolerance.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.
Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.