First, the query method
1. Online inquiry: Employees can log in to individual provident fund accounts through official website, the provident fund management center of their city, or relevant government service platforms for inquiry. This method is convenient and quick, and can be queried anytime and anywhere.
2. Counter inquiry: employees can also go to the service window of the provident fund management center in person and carry valid certificates such as personal ID card and provident fund co-branded card for inquiry. Counter inquiry can get more detailed and accurate information, but it may have to wait in line.
3. Mobile APP query: Some provident fund management centers in cities have also launched mobile APP, which employees can download and install, and query by registering and logging into individual provident fund accounts. This method is portable and real-time, which is convenient for employees to master their own provident fund situation at any time.
Second, the query content
The details of personal provident fund inquiry mainly include the following aspects:
1. Deposit record: including monthly deposit amount, deposit time and other information, reflecting the employee's provident fund deposit.
2. Withdrawal record: if the employee withdraws the provident fund, the information such as withdrawal time, amount and reason will be displayed in the query results.
3. Account Balance: The query result will also show the employee's current provident fund account balance, which will help employees to know their own provident fund deposit.
Third, matters needing attention
Employees should pay attention to the following points when inquiring about the details of individual provident fund:
1. Protect personal information: During the inquiry, pay attention to protect personal privacy and account security, and avoid revealing personal information and account password.
2. Check the query results: After the query results come out, employees should carefully check whether all the information is accurate. If you have any questions or find mistakes, you should contact the provident fund management center for verification and correction in time.
To sum up:
Detailed inquiry of individual provident fund is an important way for employees to know their own provident fund deposit, which can be carried out through online inquiry, counter inquiry and mobile APP inquiry. In the process of inquiry, employees need to pay attention to protecting personal information and check the accuracy of the inquiry results. By inquiring about the details of individual provident fund, employees can better plan their housing expenditure and achieve the goal of living and working in peace and contentment.
Legal basis:
Regulations on the administration of housing provident fund
Article 15 stipulates:
Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go through the formalities for the establishment or transfer of employee housing provident fund accounts.
Units and employees who terminate the labor relationship shall, within 30 days from the date of termination of the labor relationship, go through the formalities of change registration at the housing provident fund management center, and go through the formalities of transferring or sealing the employee housing provident fund account.
Regulations on the administration of housing provident fund
Article 24 provides that:
Workers in any of the following circumstances, you can extract the balance of storage in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.