Units exempted from pension, unemployment and work-related injury insurance.
Army tour, deputy director of Ministry of Human Resources and Social Security, introduced that Ministry of Human Resources and Social Security, together with the Ministry of Finance and State Taxation Administration of The People's Republic of China, studied and formulated the Notice on Reducing and Remitting Social Insurance Fees of Enterprises by Stages, which defined three measures: reduction, deferment and deferment.
Exemption amount means that from February 2020, all provinces can exempt the unit contributions of the three social insurances of small and medium-sized enterprises' pension, unemployment and industrial injury insurance for no more than five months, which means that the exemption amount policy can be implemented until June. Hubei province can extend the scope of exemption to all kinds of insured enterprises.
Relief means that other provinces outside Hubei can halve the payment of three social security units of large enterprises and other insured units, and the period of relief is no more than three months. As the government agencies and institutions are not involved in business issues and are less affected by the epidemic, they are not included in the scope of this rescue policy.
Deferred payment means that enterprises that are affected by the epidemic and have serious difficulties in production and operation can apply for deferred payment. The deferred payment period shall not exceed 6 months in principle, and the late payment fee shall be exempted during the deferred payment period.
The personal rights and interests of employees are not affected.
Army tour, deputy director of Ministry of Human Resources and Social Security, said that in order to ensure the implementation of the reduction and exemption policy, the notice also proposed that the personal rights and interests of employees should not be affected and all social security benefits should be paid in full and on time.
Provincial governments should effectively assume the main responsibility, and at the same time put forward requirements for promoting social insurance at the provincial level and continuing to implement the central adjustment system of basic old-age insurance funds for enterprise employees, and make it clear that the central adjustment ratio of basic old-age insurance funds for enterprise employees will increase to 4% in 2020, and further increase support for difficult areas.
It is predicted that the payment of social security enterprises will be reduced by more than 500 billion yuan.
You Jun, deputy director of Ministry of Human Resources and Social Security, said that due to the epidemic situation, business operations were difficult in the first half of the year. By reducing social security contributions and giving more concentrated support, it meets the needs of enterprises, people's expectations and political aspirations. According to preliminary calculations, we predict that this phased relief will reduce the payment of three social security enterprises by more than 500 billion yuan. At the same time, we also fully considered the operation of the fund. By improving provincial overall planning and increasing fund adjustment, we will ensure that all social insurance benefits are paid in full and on time.
Ensure that pensions are paid in full and on time.
Yu Weiping, Vice Minister of Finance, said that the phased fee reduction policy introduced this time is expected to reduce the pension by 4.7/kloc-0.40 billion yuan. Although the fund's income has declined, the overall impact is controllable and there is a guarantee to ensure that pensions are paid in full and on time.
Of course, we also notice that the balance of China's pension fund is unbalanced among provinces. To this end, we have made detailed calculations with Ministry of Human Resources and Social Security, made adequate plans, and planned to take a series of countermeasures to help local governments to pay pensions in full and on time. To sum up, these measures are efforts in four aspects:
First, increase the central government's efforts to supplement the basic endowment insurance fund. This year, we will continue to increase subsidies to help local governments ease the pressure on fund revenue and expenditure brought about by phased fee reduction.
The second is to increase the central adjustment of pension funds. In 20 19, through the central adjustment of the fund, the central and western regions and the old industrial base provinces benefited from15 billion yuan. This year, the adjustment ratio will be further increased, and the scale of the central adjustment fund will also increase accordingly.
The third is to increase the transfer of some state-owned capital to enrich the social security fund.
The fourth is to intensify the reform of the basic old-age insurance fund.
Through these measures, we can do two things to the letter. First, conscientiously implement the policy of reducing social insurance premiums in stages and effectively reduce the burden on enterprises, especially small and medium-sized enterprises. The second is to ensure that pensions are paid in full and on time, and earnestly safeguard the pension rights and interests of retirees.
Provident fund loans cannot be repaid normally due to the epidemic and will not be overdue.
Ni Hong, Vice Minister of the Ministry of Housing and Urban-Rural Development, said that the Ministry of Housing and Urban-Rural Development, together with the Ministry of Finance and the People's Bank of China, proposed three-stage support policies for housing provident fund.
First, enterprises can apply for deferred payment of housing provident fund before June 30, 2020 according to regulations. During the holdover period, the deposit time should be calculated continuously, which does not affect the normal withdrawal and application of housing provident fund loans for each employee.
Second, housing provident fund loans cannot be repaid normally before June 30, 2020, and employees who need to be isolated or temporarily affected by the epidemic, especially frontline medical personnel and epidemic prevention and control personnel, will not be overdue. At the same time, considering the paid-in employees who are under the pressure of rent payment, the amount of rent withdrawal can be reasonably increased and the withdrawal time can be flexibly arranged.
Third, enterprises in areas where the epidemic situation is more serious and severe can decide to voluntarily pay the provident fund before June 30, 2020 on the premise of full consultation with employees. If you continue to pay, you can independently agree on the deposit ratio; If the payment is stopped, the payment time during the payment period will be calculated continuously, which will not affect the normal withdrawal of housing provident fund and the employees' application for housing provident fund loans.
The basic medical insurance premium paid by the unit is halved.
Chen Jinfu, deputy director of the National Health Insurance Bureau, said that the National Health Insurance Bureau, together with the Ministry of Finance and State Taxation Administration of The People's Republic of China, has studied and put forward guiding opinions on reducing the basic medical insurance premium for employees in stages. The main consideration is that according to the actual situation in various places, the provincial government will make a decision to halve the basic medical insurance premiums paid by employees in stages on the premise of ensuring the long-term balance of fund revenue and expenditure and ensuring the payment of benefits. The specific consideration will start from February, and the longest period will not exceed 5 months.
Generally speaking, at present, the basic medical insurance for employees has the ability to support the measures of halving the levy in stages, strongly support the development of enterprises, and ensure that the insured enjoy the current treatment. According to preliminary calculations, tax reduction measures can reduce the burden on enterprises by up to 654.38+05 billion yuan, which is conducive to supporting enterprises to return to work and reducing the burden on enterprises, and coordinating epidemic prevention and control and economic development.
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