(1) Maternity allowance during normal maternity leave. The social insurance institution shall pay it to the unit where the female employee works according to the average monthly salary standard of the female employee in the previous year, and the unit shall pay it to me according to the monthly salary standard before maternity leave. The rest is left to the enterprise, and the deficiency is filled by the enterprise.
(2) Prenatal check-up, delivery, operation, hospitalization, treatment and medical expenses. Paid by the social insurance agency to every female worker who gives birth. The prenatal examination fee 100 yuan, normal delivery fee 300 yuan (dystocia and twin delivery fee 500 yuan, caesarean section fee 800 yuan). Medical expenses exceeding the above standards shall be reimbursed by the unit.
(III) After the female employee takes maternity leave, the unit shall fill in the maternity insurance reimbursement form, and go through the maternity insurance settlement procedures with the household registration book, birth certificate, birth certificate (or infant death certificate), one-child certificate, hospital certificate (dystocia, natural delivery, caesarean section) and employee salary roster to the social security agency, and the expenses of the current year will be settled in the current year.
1. What is the payment standard of maternity insurance?
1, maternity insurance is based on the social security payment base (generally refers to the salary of the current month), which is paid by the unit according to the proportion (generally 0.60%-0.80%) stipulated by the local government department in that year, and individuals do not pay. For example, the monthly salary is 3,000 yuan, and the contribution rate is 0.60%. The maternity insurance is paid by the unit according to 18 yuan, and individuals do not have to pay it.
2. The annual social security payment ratio will be adjusted according to the local social security pooling fund or reduce the burden on enterprises. Different cities will have different payment ratios. For example, the proportion of maternity insurance payment in Beijing is: enterprises pay maternity insurance premiums according to 0.80% of the employee payment base; The proportion of maternity insurance payment in Guangzhou is: enterprises pay maternity insurance premium according to 0.85% of the employee payment base.
3. Employers pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums. All employees, including male employees, who have established labor relations with the employing unit shall participate in maternity insurance. If you pay social security as a flexible employee, there is no maternity insurance.