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What impact does the bank raise the deposit reserve ratio on the fund?
Fund is a kind of collective investment method that raises funds from investors by selling fund shares, invests the interests of fund share holders in the form of asset portfolio, enjoys the benefits and takes risks.

The deposit reserve directly affects the bank's lending quota, thus affecting the capital scale of the capital market.

For different funds, there are different effects. For example, the monetary fund, whose main asset portfolio is time deposits, foreign exchange and other monetary assets, has little impact on it. If the linkage of interest rates is considered, raising the reserve ratio will be beneficial to the monetary fund. However, it has a great impact on equity funds, because the liquidity of the capital market is greatly reduced, which directly leads to a general decline in stock prices and a decline in the net value of funds.

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