The detailed inquiry method of the company's medical insurance payment is as follows:

1. Step 1: Open Alipay, click City Service and select Social Security;

2. Step 2: After entering Social Security, find the electronic social security card and click Social Security to inquire;

3. After entering the third step, click on the details of insurance payment;

4. After entering the fourth step, click the basic medical insurance;

5. After entering the fifth step, you can see the medical insurance paid by the unit, in which the medical insurance paid by the unit is equal to the payable amount MINUS the payable amount of the individual, which is generally about 4 times that paid by the individual. Check it as needed.

The differences between unit medical insurance and personal medical insurance are as follows:

1. Personal medical insurance pays a lower fee, so the treatment is lower, and the reimbursement ratio is generally about 45%-65%;

2. The unit medical insurance pays a monthly fee, and the treatment is high, and the reimbursement ratio is generally about 7%-9%;

3. Community medical insurance, reimbursement ratio and total reimbursement amount are not as high as employee medical insurance.

medical insurance has the characteristics of "low level and wide coverage", and the payment is based on the expenses that most units and individuals can afford at a low level, covering all units and employees in cities and towns, and employees in different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after completing the payment period. Secondly, the basic medical insurance has the characteristics of "burden on both sides and combination of unified accounts"; Based on the principle of "balance income and expenditure".

The functions and benefits of medical insurance are as follows:

1. It is conducive to improving labor productivity and promoting the development of production;

2. Adjust income differences to reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers financially, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress.

Legal basis

Social Insurance Law of the People's Republic of China

Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.

the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.